The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates

Renting Is CHEAPER... So Why Would You Buy A House? EP237

September 1, 2026·35 min
Episode Description from the Publisher

Does buying a home still make sense in 2026? The housing market looks completely different than it did just four years ago. Mortgage rates are higher, home prices have increased, affordability is stretched, and in many markets renting is considerably cheaper than owning.In this episode of The Educated HomeBuyer, we take a step back from the monthly payment and look at the bigger picture. We break down how homeownership builds wealth over time through principal paydown, appreciation, leverage, and the ability to lock in a large portion of your housing costs with a fixed-rate mortgage.We also discuss the real renting vs. buying calculation in today's housing market, why time is such an important part of the equation, and why buying a home doesn't make sense for everyone. If you're a first-time home buyer trying to decide whether you should buy now, keep renting, or wait for mortgage rates and affordability to improve, this episode will help you think through that decision.Start Here 👇🏻✅ Are you Ready To Become A Homeowner:https://www.buyrightborrowsmart.com/quiz✅ Start your stress-free journey today:theeducatedhomebuyer.com/startWhether you're preparing to buy your first home or simply trying to understand if homeownership still makes financial sense in today's market, the goal isn't to convince you to buy. It's to help you understand the numbers, know where you stand, and make the decision that's right for you.Buy Right. Borrow Smart. Build Wealth.

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