The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates

Market Update - Mortgage Rates SURGE To The Highest Level Since June 2025

September 3, 2026·57 min
Episode Description from the Publisher

Mortgage rates are moving higher again, and first-time home buyers need to understand what’s driving the change. Rising oil prices, renewed concerns about inflation, and fears that interest rates could stay higher for longer are pushing bond yields up, with mortgage rates following close behind.So how high could mortgage rates go? When could home buyers finally see lower interest rates? And what does all of this mean for home prices, housing affordability, and your ability to buy a home?In today’s LIVE episode of The Educated HomeBuyer, we break down what’s happening with mortgage rates, why oil prices and inflation matter to the housing market, and what first-time home buyers should be paying attention to before making an offer.If you’re thinking about buying your first home, this episode will help you better understand the current housing market, mortgage interest rates, affordability, and how to prepare before you start shopping.✅ Are You Ready to Buy a Home?Take the “Am I Ready to Buy?” quiz:https://buyrightborrowsmart.com/quiz✅ Start Your Stress-Free Home Buying Journeyhttp://www.buyrightborrowsmart.com/startWatch This Next 👇🏻➡️ The Housing Market RESET Is Aheadhttps://youtube.com/live/uQ4Mqrj6YJo📩 info@theeducatedhomebuyer.com💻 http://www.buyrightborrowsmart.comConnect with Jeb Smith 👇Jeb Smith | DRE 01407449Real BrokerBuying a home in a market you don’t fully understand is stressful. Jeb walks you through the home buying process in plain language so you understand mortgage rates, home prices, negotiations, and what you’re getting into before you make an offer.Connect with Josh Lewis 👇Josh LewisCertified Mortgage Consultant | NMLS 234220United American Mortgage CorpNobody wants to be surprised at closing. Josh gives home buyers real numbers up front, explains what they actually qualify for, and helps them avoid mortgage mistakes that can cost thousands of dollars.📱 714-916-5727Topics discussed: mortgage rates, mortgage interest rates, first-time home buyers, buying a home, housing market, home affordability, inflation, oil prices, bond yields, Federal Reserve interest rates, mortgage rate forecast, home prices, first-time home buyer tips, and how to buy a house.

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