The Chris Harder Show

Build Wealth Beyond Your Business & Become Work Optional with Phil & Trish Calandra

September 7, 2026·53 min
Episode Description from the Publisher

Want to build a business that gives you the wealth and freedom you want? Today, we talk with Phil and Trish Calandra, CEO and Co-Founder of TruWealth Advisors, to break down the key to generate revenue, build long-term wealth, and become work optional. We dive into the "revenue trap," why having multiple financial experts doesn't always mean you have a unified strategy, and how entrepreneurs can create a clearer path toward their personal wealth freedom number. We also talk about the money stories that can shape your financial decisions, why women entrepreneurs can put their own wealth goals last, and what it means to become work optional.   HIGHLIGHTS 00:00 Why making more money doesn't always mean building more wealth. 02:45 The lesson Phil learned from having just $0.08 in his business account. 06:00 The decision that pushed Trish to take a major career risk and move to Atlanta. 09:45 What is the "revenue trap" and why does it keep entrepreneurs stuck? 15:00 What is your "wealth freedom number"? 22:30 The financial savings that come from having a coordinated strategy. 24:00 Why women entrepreneurs often put their own wealth goals last. 25:30 How time makes compounding work in your favor. 28:15 How your money story influences your financial decisions. 35:00 What should parents teach their kids about money? 38:00 The lesson Phil learned from his grandfather about finding a financial advantage. 40:00 What does it really mean to be "work optional"? 42:45 What financial levers can help you move toward work-optional freedom? 45:15 How the Wealth Creation Scorecard can help you identify financial gaps. 49:30 Can your financial situation be fixed if you've made major money mistakes? 53:45 Why the best time to start building wealth is now.    RESOURCES Take the Wealth Creation Scorecard HERE! Find your Wealth Freedom Number HERE! Learn more about the Wealth Ascension System HERE! Use code CHRIS and save $1,000 on your custom social media strategy with The Brand LAB HERE!  Register for the FREE Million Dollar Guest Training HERE!  Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app Follow Trish: @trishcalandra1 Follow Phil: @philcalandra1

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