The Brutally Honest Loan Officers
Mortgage Insurance: The Cost Buyers Love to Hate
August 10, 2026·31 min
Episode Description from the Publisher
Stephen and Derick sit down with Michelle Mendez of Arch MI to break down what mortgage insurance actually is, why the borrower pays for something that protects the lender, and the biggest myths buyers believe about PMI. The conversation covers FHA vs. conventional MI, whether waiting for 20% down is always smarter, and how buyers can eventually get PMI removed.
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