Free Daily Podcast Summary
Tearsheet Podcast: Exploring Financial Services Together: Daily Summaries Delivered
by Tearsheet Studios
Tearsheet Podcast explores financial services together. We're the podcast of record for news and opinion about the finance industry. Weekly, we identify, track, and analyze top trends impacting the business of finance, with an eye on the digital disruption wrought by fintech and new financial technology. Every week, your host, Zack Miller, Tearsheet's founder and editor in chief, interviews thought leaders, senior executives, and entrepreneurs helping to form the next generation of financial services and technologies.
Latest Episodes
The most recent episodes — sign up to get AI-powered summaries of each one.
- Yesterday25 min
What Bluevine learned from $2 billion in mobile check deposits and a growing partner stack
A $2 million general contractor pays subcontractors, invoices clients, issues employee cards, and keeps its own books. Most banks still serve this business the way they serve a consumer, just with a larger balance. Owners fill the gaps by stitching together a dozen or more apps. Digital banks competing for this market are pulling more of these jobs into the banking experience, building some tools themselves and embedding partners for the rest. Bluevine, which began in small business lending, has spent the last six years building a broader suite of banking products around its checking account. On the Tearsheet podcast, Kyle Cooper, Bluevine's SVP and GM of Checking and Payments, said small business owners’ underlying needs have stayed consistent even as the products around them have changed. "Business owners always care about saving themselves a headache, getting more financial value," he said. But the bar for delivering both keeps moving. "We are seeing that expectations are constantly rising from small businesses in terms of the quality of the offering they have in front of them." Cooper walked through how Bluevine decides what to build, what to embed, and what to leave to others, as well as what the company has learned about running a bank without branches.
- 2 days ago7 min
If you disappeared tomorrow, would your customers care?
For Episode 3, we asked a simple question: Which fintechs would we genuinely miss if they disappeared tomorrow? Millions of users don't necessarily mean a company has built a bomb product or something people can't live without. Customers might stay for convenience, better pricing, or simply because switching hasn't crossed their minds. Zack chose PayPal, drawing on his own experience with the company. Sara picked Wise and Stripe, pointing to two sources of lasting value: solving a specific problem well and becoming difficult to replace within a business.
- 3 days ago33 min
Banks look to close the expectation gap with data, real-time infrastructure, and human judgment
Customers hold their banks to a standard they learned somewhere else. Brian DuVal, President of North America at Temenos, points to the speed and ease of use they have become accustomed to booking a hotel, renting a car or buying with one-click on Amazon. Yet their banking experiences don’t always measure up. This distance is the subject of “The Banking Expectation Gap: U.S. Consumer Edition,” research commissioned by Temenos. It points to a widening gap between what consumers expect and what many institutions can deliver, particularly in personalization, trust, digital experience, and timely human support. Paul Weiss, Chief Transformation Officer at Regions Bank, doesn’t expect the gap to stop widening on its own. “I don’t see the pace of change that has driven that gap slowing down,” he said. For Dan Massey, Chief Enterprise Operations and Technology Officer at Regions, the starting point is the information banks already hold. “Data is at the heart of that,” he said, referring to helping clients build financial confidence. Closing the gap depends on whether a bank can put that data to work on a client’s behalf. In a recent Tearsheet podcast, Massey, Weiss, and DuVal discussed how this plays out in practice, from core platform investment and AI governance to personalization and payments.
- 2 weeks ago6 min
Why small businesses hesitate on AI in finance, and how BILL is addressing it
Why small businesses hesitate on AI in finance, and how BILL is addressing it by Tearsheet
- 2 weeks ago12 min
Why B2B payments are a whole-journey problem ft. TreviPay
Allen Bonde, Chief Marketing Officer at TreviPay, argues that a new generation of digital-native buyers is the biggest force reshaping how businesses buy and pay. Accustomed to frictionless consumer experiences, they expect the same convenience and omnichannel consistency from their suppliers. They are also more open to alternatives like stablecoins, net terms modeled on consumer BNPL, and AI as a co-creator. Sellers, meanwhile, are working to retain and keep their best customers happy in a tight macro environment, where the cost of capital puts pressure on businesses to extend credit and get paid faster.
- 3 weeks ago25 min
Why Salient bet everything on auto lending and never looked back
Most AI startups chase breadth. They build a capable, general-purpose product and sell it across as many industries as are willing to buy it. Ari Malik, CEO of Salient, took the opposite approach. He picked one vertical, auto lending, and went deep enough that he eventually moved his company's headquarters to Los Angeles to be closer to a single customer, Westlake Financial. Two years later, Salient is live inside roughly half of the top 20 auto lenders in the country. By Malik's account, the company has never lost one. In today’s episode, he walks us through how a decision that "wasn't really ideological" turned into a full-stack servicing layer now handling collections, total loss, compliance, and loss recovery for some of the largest lenders in the U.S. The origin story is less a strategic plan than lived experience. Malik came to the problem through the finance side of a prior company, Tesla, where he got a close look at how tangled loan servicing had become. “The workflows in this hyper-regulated part of the economy were so tangled with compliance obligations, state-specific regulations, legacy systems that weren't API-friendly or real-time,” he said, “that we sort of felt like you could build something generic and horizontal, and actually have it work.” Malik’s conviction has only hardened as horizontal AI tools have tried to move into consumer lending and run headlong into compliance violations. For Malik, the read was simple: a market this large and this regulated was ripe for going deep.
- Sep 29, 202629 min
Nubank's Ethan Eismann: 'You have to love your customers fanatically for them to love you fanatically'
Nubank spent thirteen years building one of the most loved financial brands in Latin America, growing past 140 million customers across Brazil, Mexico, and Colombia. This month, that brand entered the US for the first time, launching Nu Global alongside a dedicated US product built around a Nu Account and a no-annual-fee credit card. Ethan Eismann is the executive tasked with making that experience work. As Nubank's first Chief Design Officer, reporting directly to founder and CEO David Vélez, Eismann oversees design strategy across the company's entire product ecosystem. He joined Nubank in mid-2025 after two decades leading design at Google, Adobe, Uber, Airbnb, and Slack.
- Sep 16, 202615 min
Over and Underhyped: The banking trends we’re getting wrong
For the second episode of The Editors’ Room, we flipped the format around. One trend we think the industry is overhyping, and one that isn’t getting nearly enough attention. Managing Editor Sara took the overhyped side: the race to become a customer’s primary financial relationship. Founding Editor Zack’s underhyped pick was something that gets little attention in the larger scheme of things: the continued importance of bank branches.
Get Tearsheet Podcast: Exploring Financial Services Together summaries in your inbox
Free AI-powered daily recaps. Key takeaways, quotes, and mentions — in a 5-minute read.
Get Free Summaries →Free forever for up to 3 podcasts. No credit card required.
You Might Also Like
Listeners also like.
The Payments Podcast
Bottomline
The Compound and Friends
Expert analysis and candid discussions on business and investing trends with a rotating panel of financial professionals.
Unhedged
Markets experts from the Financial Times break down the key ideas driving today’s financial news.
The Twenty Minute VC (20VC): Venture Capital | Startup Funding | The Pitch
Interviews with top venture capitalists and successful founders about startup funding and building tech companies.
Slate Money
A weekly analysis of major business and financial news stories.
NerdWallet's Smart Money Podcast
Finance experts answer real-world money questions on budgeting, investing, credit cards, and financial planning with clear, research-backed advice.
Solutions with Henry Blodget
Henry Blodget interviews experts in business, tech, and politics about practical solutions for building a better future.
The Stacking Benjamins Show
Two financial experts discuss personal finance topics with engaging guests and listener questions in a relaxed, conversational style.
All-In with Chamath, Jason, Sacks & Friedberg
Four tech investors discuss technology, markets, politics, and poker with candid, in-depth analysis.
So, Get This
iHeartPodcasts and Bubbler
The Official SaaStr Podcast: SaaS | Founders | Investors
Interviews with top SaaS founders and investors on scaling from $0 to $100M ARR, hiring, and the metrics that drive growth and investment.
Unriveted
Discusses technology, AI, machine learning, data engineering, cloud services, and the startup experience.
About Tearsheet Podcast: Exploring Financial Services Together
Tearsheet Podcast explores financial services together. We're the podcast of record for news and opinion about the finance industry. Weekly, we identify, track, and analyze top trends impacting the business of finance, with an eye on the digital disruption wrought by fintech and new financial technology. Every week, your host, Zack Miller, Tearsheet's founder and editor in chief, interviews thought leaders, senior executives, and entrepreneurs helping to form the next generation of financial services and technologies.
Customized Recaps
AI-powered recaps with compact key takeaways, quotes, and insights.
Straight to Your Inbox
Get key takeaways from Tearsheet Podcast: Exploring Financial Services Together in a 5-minute read.
Save Hours Every Week
Stay current on your favorite podcasts without falling behind.
Frequently Asked Questions
What is Podzilla's Tearsheet Podcast: Exploring Financial Services Together daily summary?
It's a free AI-powered email that summarizes new episodes of Tearsheet Podcast: Exploring Financial Services Together as soon as they're published. You get the key takeaways, notable quotes, and links & mentions — all in a quick read.
How does the Tearsheet Podcast: Exploring Financial Services Together podcast summary work?
When a new episode drops, our AI transcribes and analyzes it, then generates a personalized summary tailored to your interests and profession. It's delivered to your inbox every morning.
Is this an official Tearsheet Podcast: Exploring Financial Services Together product?
No. Podzilla is an independent service that summarizes publicly available podcast content. We're not affiliated with or endorsed by Tearsheet Studios.
Can I get summaries of other podcasts too?
Absolutely! The free plan covers up to 3 podcasts, any in the catalog. Basic raises that to 15, Pro to 40 and Max to 100. Browse our full catalog at /podcasts.
How often does Tearsheet Podcast: Exploring Financial Services Together release new episodes?
Tearsheet Podcast: Exploring Financial Services Together publishes weekly. Our AI generates a summary within hours of each new episode.
What topics does Tearsheet Podcast: Exploring Financial Services Together cover?
Tearsheet Podcast: Exploring Financial Services Together covers topics including News, Technology, Business, Marketing, Management. Our AI identifies the specific themes in each episode and highlights what matters most to you.
Start getting Tearsheet Podcast: Exploring Financial Services Together summaries tomorrow morning.
Free forever for up to 3 podcasts. No credit card required.
Free forever for up to 3 podcasts. No credit card required.