
⏱️ Chapters: 0:00 - Intro 1:02 - Viewer Questions: Favorite Portals & Cards 9:18 - Cashback vs. Transferable Points 19:20 - Amex $350M Fine 24:34 - Costco Co-Brand Negotiations 34:02 - Design a Card Without Coupons 44:08 - Points & Miles Sliders 54:53 - Q4 Expectations 1:08:48 - Outro & Membership Shoutouts
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