Smartest Year Ever

What Do You Actually Do If You Find Buried Treasure?

May 9, 2026·10 min
Episode Description from the Publisher

Today I break down what actually happens when someone finds buried treasure—and more importantly, what you’re supposed to do next.From the famous Saddle Ridge Hoard to modern discoveries like the Great Kentucky Hoard, finding gold coins, hidden treasure, or valuable artifacts isn’t just a lucky payday—it’s a legal, financial, and historical situation most people completely misunderstand.If you’ve ever wondered:Do you actually own buried treasure on your property?Can you legally keep treasure you find?What are the laws around treasure trove in the United States?How do you sell gold coins or rare artifacts without getting ripped off?And why the IRS taxes treasure before you even sell it…This episode walks through exactly what you need to know—without ruining the surprise of how complicated this really gets.I also cover the biggest mistakes people make when they discover hidden gold, why cleaning coins can destroy their value instantly, how coin grading services like PCGS and NGC work, and what happens if you try to keep a major discovery quiet.#learnonyoutube #historyfacts #didyouknow #treasure #goldcoins #legalfacts #lawMusic thanks to Zapsplat.Cesarini v. United States, 296 F. Supp. 3 (N.D. Ohio 1969).Internal Revenue Service. (2026). Treasury Regulation § 1.61-14(a): Treasure trove and gross income. U.S. Department of the Treasury.McCarthy, D. J., & Kagin, D. (2014). Initial evaluation of the Saddle Ridge Hoard. Kagin’s Inc.Numismatic Guaranty Company. (2023). NGC certifies the Great Kentucky Hoard of pre-1865 U.S. gold coinage.Smithsonian Institution. (2024). Discovering the Saddle Ridge Hoard. National Museum of American History.Steinmetz, K. (2014). Gold coins: California couple looks set to keep Saddle Ridge hoard. TIME Magazine.Thomson Reuters. (2019). If I find treasure, can I keep it? FindLaw.JM Bullion. (2026). Should you clean your old coins?GovMint. (2026). State laws on buried treasure ownership in the U.S.

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