Smart Money Happy Hour with Rachel Cruze and George Kamel

Judging Lifestyle Upgrades: When Is It Finally Okay to Splurge?

July 2, 2026·53 min
Episode Description from the Publisher

📚 Grab a copy of George’s book, Breaking Free From Broke!   At what point does “treat yourself” become a line item in the budget? Today we’re talking about “splurging responsibly” and how to strategically upgrade in your wealth-building journey. Next Steps: ·   🎙️ Catch our episode Are These Common Money Habits Broke, Average or Wealthy? ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour ·   📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.  ·   💵 Create a free budget and find more margin with EveryDollar.   Connect With Our Sponsors: ·   Check out the FAIRWINDS Credit Union exclusive account bundle. ·   Get 20% off when you join DeleteMe. ·   Get up to 40% off the exclusive bundles with code SMARTMONEY at Cozy Earth.   Today’s Happy Hour Special: 🧨 4th of July Mocktail Recipe By: mocksontherocks ·   2 ounces grenadine ·   2/3 Sprite or lemon-lime soda ·   Splash of blue Gatorade   Instructions: Add grenadine to a glass, then fill glass with ice. Fill 2/3 of glass with Sprite and top with blue Gatorade.   Explore More From Ramsey Network: 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

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