Roaming Returns

162 - Our May + June Cash Flow Breakdown

July 13, 2026·35 min
Episode Description from the Publisher

Monthly Cash Flow Disclosure: May + June Van Life Budget BreakdownIn this episode, we’re back with a real monthly cash flow update—covering May and June spending, income, dividends, and budget swings.May was a high-expense month, coming in around $4,871 in total spending, driven by bigger one-off costs like bike-related expenses, van-life upgrades, lifestyle improvements, health-related spending, and other irregular purchases. June dropped sharply back down to about $2,580, showing how much monthly spending can swing when you’re living a flexible, mobile lifestyle.The interesting part? Income stayed fairly steady: about $5,117 in May and $5,173 in June, including rental income, dividend income, and other cash flow sources.In this episode, we talk through:May vs June spending differencesWhy one expensive month does not automatically mean the budget is brokenHow we use cash buffers, credit card timing, and dividends to manage irregular expensesVan-life categories like groceries, gas, utilities, tools, upgrades, hobbies, and recurring costsWhy flexible budgeting works better for us than rigid zero-based budgetingHow dividend income and rental income help smooth out lumpy spending monthsWhat the cash flow actually looked like after expensesThis is not a polished budget. It’s the messy real numbers, the weird categories, the rollover payments, and the actual system we use to stay flexible while living on the road.If you like transparent budget breakdowns, dividend-funded lifestyle updates, and realistic van-life finance talk, this episode is for you.Spreadsheet AccessOngoing Cashflow Tracker*Note - changes were made after doing this episode. Categories and forgotten expenses.Leave a comment:On this episode's Youtube Video_________________________________________________________________________________DISCLAIMER Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.Episode music was created using Loudly.

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