ARE YOU SURE? — The Insurance Gap

Colokum Craft CoffeeUse the Promo Code [WSMG15] For 15% of any purchase through July 2026SPECIAL 1776 LIMITED EDITION ROAST: $17.76 per lbBoomer Bunker DischordBecome a Bunker Dweller2 ARE YOU SURE? — The Insurance GapNATIONAL DAY: National Waterpark Day — Perfect timing for summer fun at a water park. BIRTHDAY: Dana White (born 1969) — President of the UFCTHIS DAY IN HISTORY: 1868 — The 14th Amendment to the U.S. Constitution was adopted, granting citizenship and equal protection under the law.------The Insurance GapYou have homeowners insurance.You have renters insurance.You pay the premium every month.But here's the question nobody wants to ask until something goes horribly wrong:Are you sure you're actually protected?Millions of American homeowners have no homeowners insurance at all. Among those who do, one in five told the Federal Reserve they would prefer more coverage but couldn't afford it.Renters aren't necessarily doing any better. An estimated 45% of renter households don't carry renters insurance—and having a policy doesn't necessarily mean you've purchased enough coverage to replace everything you own.Today on Road Rage 101, we're looking atThe Insurance Gap:How many Americans are uninsured?How many believe they're protected but may not have enough coverage?What does "underinsured" actually mean?And what happens when you discover after the disaster that the policy you've been paying for doesn't cover what you thought it did?ARE YOU SURE?Because having an insurance policy and being properly insured aren't necessarily the same thing.------SHOW CREDITS:Thank you to my co-host, Ken Madden of MaddK StudioJason Radosevich Horrible DesignsCast: Kate the Duchess of NJ and John Jamingo of theBoomer BunkerAaron of I had to Say itBoomer Bob of the Boomer Bob ShowSupporters:Steve McShane of the Razor Wire NewsJosh Roberts from New Hampshireand you can always leave a comment by email: bruce@weatherdsoul.com