
In this episode we answer an email from Cameron. First, we consider the long history of consumer marketing and how the retail financial services industry fits into it, including reviewing developments in financial services business models over the past century. In that context, we then break down why the current most popular business models are fear-based, which leads to retirement planning firms pushing “paycheck replacement,” annuities and other inefficient solutions involving b...
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Episode 540: Teaching Up Them Teens, An Early Retirement Checkup, And A Managed Futures Paper

Episode 539: Reviewing The Sample Portfolios And What Each One Is About, Performance Metrics, Risk Parity Chronicles, And Portfolio Reviews As Of September 11, 2026

Episode 538: Analyzing A Listener Portfolio, Helping Family Invest, Leverage, U.K. LCG And SCV Funds, And A Little Managed Futures

Episode 537: Bitcoin Gambling Problems, Resources For Understanding Managed Futures, Window Dressing Withdrawal Strategies, And Portfolio Reviews As Of September 4, 2026
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