Risk Parity Radio

Episode 541: What Retail Financial Advisors Don't Want You To Know About Their Lineage And Fear-Based Methods; And Portfolio Reviews As Of September 18, 2026

September 20, 2026·1h 4m
Episode Description from the Publisher

In this episode we answer an email from Cameron. First, we consider the long history of consumer marketing and how the retail financial services industry fits into it, including reviewing developments in financial services business models over the past century. In that context, we then break down why the current most popular business models are fear-based, which leads to retirement planning firms pushing “paycheck replacement,” annuities and other inefficient solutions involving b...

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