Silver Tsunami Won't Deliver Enough Starter Homes for First-Time Buyers

Ed Parcaut and Mike Kelly cover mortgage lock alerts, the 10-year Treasury, France bond-market pressure, Treasury auction concerns, local Stanislaus County closings, falling mortgage applications, lender credit-score changes, California inventory, price reductions, FAIR Plan exposure, home-hardening savings, the silver tsunami, and reverse mortgage strategy. Stanislaus County started October with 34 closings, 348 pending sales, and 826 active listings. Mortgage applications fell 2.6%, purchase applications dropped 6%, and refinances fell 8%. Ed also explains why rate volatility is back, why some lenders are lowering credit-score floors, and why seniors with home equity may need to look at reverse mortgage options before credit-card pressure gets worse. A fast Real Estate Jerky Daily market update with the usual bite. Contact and Social Links: 🔗 **Follow us:** - **Facebook:** [Real Estate Jerky](https://facebook.com/RealEstateJerky) - **Instagram:** [@RealEstateJerky](https://instagram.com/RealEstateJerky) - **Website:** [Real Estate Jerky](https://realestatejerky.com) 🔗 Ed Parcaut: www.edparcaut.com - Twitter: [@EdParcaut](https://twitter.com/EdParcaut) - LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut) Catch every episode for sharp insight and real talk about what matters now in real estate! #RealEstateJerkyDaily #RealEstateJerky #EdParcaut #MikeKelly #MortgageRates #LockAlert #TenYearTreasury #BondMarket #MortgageApplications #CreditScore #FHALoans #VALoans #CaliforniaRealEstate #StanislausCountyRealEstate #ModestoRealEstate #CentralValleyRealEstate #PriceReductions #FAIRPlan #HomeownersInsurance #ReverseMortgage #SilverTsununami #HousingMarketUpdate #RealEstatePodcast #MortgagePodcast #MarketNewsWithTeethBecome a supporter of this podcast: https://www.spreaker.com/podcast/real-estate-jerky-daily--6413899/support.