
This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The federal requirement to disclose lead-based paint in homes built before 1978 is a disclosure rule, not a mandate for removal. - Florida law requires a specific written radon gas disclosure in real estate contracts, but does not mandate testing or mitigation by the seller. - The legal precedent from Johnson v. Davis requires licensees to disclose all known material facts affecting a property's value that are not readily observable. - For hazards like asbestos, mold, or underground tanks, a licensee's duty is to disclose known red flags and recommend expert investigation, not to diagnose the issue. - A key mental shortcut for the exam is: "Disclose what you know, but don't play pro," to avoid overstepping the scope of your real estate license. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
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