
This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The absolute prohibition of racial discrimination under the Civil Rights Act of 1866, which has no exceptions. - How to distinguish between illegal steering (directing buyers), blockbusting (inducing panic selling), and redlining (lender discrimination). - The seven federally protected classes, easily remembered with the mnemonic FRESH CORN: Familial Status, Race, Sex, Handicap, Color, Religion, National Origin. - That Fair Housing Act exemptions, like the "Mrs. Murphy" exemption, are voided if a real estate agent is used or discriminatory ads are published. - The crucial difference between a landlord-paid reasonable accommodation (a policy change) and a tenant-paid reasonable modification (a physical change). For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
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