188. The Transferable Points Report Card: Grading Every Currency on Points Sharing

You can have a small fortune in points between two people and still not be able to book the trip you want.   That's the trap this episode is built to help you avoid. Combining or sharing points with a partner, a spouse, or a family member sounds like it should be simple, but every points currency plays by its own rules, and a couple of them won't let you share points with someone else at all. Knowing which is which, well before you've found the award you want to book, turns out to be one of the quietest but most important parts of planning travel with another person.   I walk through all six major transferable currencies: Amex, Chase, Citi, Capital One, Bilt, and Rove, and grade each one on how easily it lets you combine points with someone else. Not all of them pass. More useful than the grades, though, is what to do about them, the setup worth doing now so the points you've earned together are usable when the trip you want finally appears. If you earn points with a spouse, a partner, or anyone you travel with, this is the housekeeping that keeps you from finding out too late that half your points are stranded in the wrong account.   Get full show notes and transcript: https://pointmetofirstclass.com/combine-credit-card-points-with-partner    Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy