183. Is the Bilt Palladium Card Worth It? A Six-Month Review of Bilt 2.0

Six months ago, Bilt rebuilt its entire rewards program, including releasing the new premium Palladium card with its promise of earning transferable points on rent and even mortgage payments, drawing a lot of attention in the points world. Today we are following up on what it's actually been like to carry and use the Bilt Palladium card now that the shine has worn off and real life has set in.   Kelly and I have almost identical points philosophies, which is exactly why it's so much fun that Bilt is where we split. She loves this card without reservation. I have a full love-hate relationship with mine, and over the course of the conversation we get into why, where the card has delivered, where it quietly drives me up a wall, and how two people who want the same things from points can land in such different places on the same card.    Whether you already carry a Bilt card, you're weighing whether the Palladium belongs in your wallet, or you just enjoy hearing two friends disagree in good faith. I think you'll come away with a much clearer sense of who this card is for, and whether that's you.   Get full show notes and transcript: https://pointmetofirstclass.com/bilt-palladium-card-review   Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy