Pizza and Property

Weekly Slice 284: Interest Rate Rise! 0.25% Borrowing change… what does this mean for us? - with Max Phelps and Todd Sloan

May 6, 2026·17 min
Episode Description from the Publisher

Interest Rate Rise! 0.25% Borrowing change… what does this mean for us?     What happens when the Reserve Bank keeps raising interest rates before it even knows if the last rise worked?   General manager, mortgage broker and financial planner, Max Phelps, joins Todd to break down the RBA's latest rate rise and why the data lag between policy decisions and real world impact means we could already be in overcorrection territory. They unpack how borrowing power has quietly collapsed over the past few years, what that means for Sydney's property market, and why savvy investors are shifting their focus towards high yield, affordable segments where competition is thinning and opportunity is quietly building.   If you're trying to figure out whether now is still a smart time to buy and where this episode gives you the framework to think it through clearly.     🍕🏠 We want to hear your investor story! So if you've experienced something that you know other investors can learn a thing or two from, click the link below and let us know. 🍕🏠 👉 https://pizzaandproperty.com.au/investor-story 👈     If you'd like to be flown into the Pizza & Property Studio, put up for a night's accommodation, have dinner with Todd Sloan, and have a team of carefully chosen property investing experts help you get unstuck, click the link below and tell us why you're stuck, and you could be our next UN-Stuck Yourself winner! 👉 https://pizzaandproperty.com.au/unstuck-yourself 👈     Get in touch with our amazing episode contributors & sponsors:   Max Phelps: 👉👉https://goldeneggshomeloans.com.au/ 👉👉http://scorecard.joyalife.com.au/   InvestorKit: https://www.investorkit.com.au/   Rob Flux: https://developernetwork.com.au/events   Steve Ash: https://www.propertystrats.com.au/     Want more help understanding how to buy property faster and for less? Get your copy of Todd Sloan's book today:     Booktopia: https://www.booktopia.com.au/australia-s-home-buying-guide-todd-sloan/book/9780648980490.html?source=pla&zsrc=go-nz-allstock&gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6f55Kw-l0pKCn0DMNj0TND2qN863sQQR56p98sXAjOUgBQSpwDDQ0waAtLsEALw_wcB     Dymocks: https://www.dymocks.com.au/book/australias-home-buying-guide-by-todd-sloan-9780648980490?gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6etuq25nQ2CSirN8z-UHAIshbp5MxeuD7ECMvs5Oghg2Pab34Fyl0QaAuQhEALw_wcB     YouTube Pizza & Property: https://www.youtube.com/channel/UCgXX6ibW7WEFbWkf-jslDvQ?view_as=subscriber     Facebook Pizza & Property: <a class="text-blue underline focus-visible" contenteditable= "plain

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