Over The Horizon: A Bitcoin Podcast

Why Bitcoin Is Headed to $10,000,000 with Rajat Soni

January 28, 2026·1h 2m
Episode Description from the Publisher

Rajat Soni is a CFA charterholder who worked in traditional finance for nearly a decade. Today, he creates personal finance and bitcoin content full time. In this episode, we break down why bitcoin is cash, why real estate became financialized into a distorted savings vehicle, and why inflation is required for the current system to function. We discuss why “bitcoin has no cash flow” misses the point entirely, why leverage is dangerous for most people, how emergency funds should actually be structured, and why real wealth is built during bear markets, not bull markets. Rajat also lays out his long-term thesis for why bitcoin could reach $10,000,000 as it absorbs the monetary premium from real estate, bonds, gold, and other traditional stores of value. Guest links Rajat on X → https://x.com/Rajatsoni Rajat on YouTube → https://www.youtube.com/@rajatsonifinance Stack Bitcoin using your home equity → https://joinhorizon.com See your home's Bitcoin potential → https://joinhorizon.com/calculator Schedule a 1-on-1 consultation → https://calendly.com/d/cryw-39y-2j4/horizon-consultation Follow Joe on X → https://x.com/JoeConsorti Timestamps 00:00 Introduction and Rajat’s background 05:56 Why bitcoin is different from every other asset 13:00 Real estate as a financialized savings account 19:29 Cash vs bitcoin in financial planning 23:03 Why owning bitcoin changes decision-making 26:12 Leverage, debt, and emergency funds 32:57 Why the system cannot allow deflation 35:18 Inflation and asset ownership 36:45 Building wealth in bear markets 40:46 Long-term thinking and time horizons 43:19 Bitcoin vs gold 47:59 How to properly learn bitcoin 53:49 The biggest financial mistakes people make 58:00 Bitcoin’s long-term potential Disclaimer: Horizon is a technology company that helps users buy and custody their Bitcoin and does not directly provide financial or investment services. Horizon connects homeowners with licensed home equity investment providers but does not act as an agent or broker for the homeowner or any third party. Homeowners should consult their financial, tax, or legal advisor before making any investment decision. For additional information, please refer to our FAQ, terms and conditions, and our preferred providers' websites.Subscribe to Over The Horizon: A Bitcoin Podcast on Soundwise

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