Odd Lots

Why Americans Are Falling Behind on Auto Loans At Their Highest Level Ever

December 22, 2025·50 min·5-min readconversationalbusiness
Podzilla Summary (5 min)
TLDR
The episode explores the current state of the U.S. consumer economy, focusing on the K-shaped recovery, rising delinquencies, and the limitations of traditional credit scoring. With inflation, high auto loan costs, and the resumption of student loan payments, financial stress is mounting—

Sign up to read the full summary

Free AI-powered recaps of every episode, delivered to your inbox.

Get Free Summaries →

Free forever for up to 3 podcasts. No credit card required.

Guest

R

Rikard Bandebo

conversational on Odd Lots

Mentions

Books, people, and resources mentioned in this episode.

People

Rikard Bandebo

Companies

VantageScoreFICOTransUnionEquifaxExperian

Topics

Business ModelsE CommerceEntrepreneurshipFundraisingProduct ManagementSaasStartupsVenture Capital

Listen to This Episode

Get summaries like this every morning.

Free AI-powered recaps of Odd Lots and your other favorite podcasts, delivered to your inbox.

Get Free Summaries →

Free forever for up to 3 podcasts. No credit card required.