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by Stoy Hall, CFP
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- 3 weeks ago27 min
The Brain Science Behind Why You Keep Self-Sabotaging Your Money
You're not lazy. You're not undisciplined. You're not broken. Your nervous system is doing exactly what it was built to do, which is protect you from anything unfamiliar. And until you understand that, no budget, no business plan, no Q2 goal is going to stick. This week on NoBS Wealth, Tessa Santarpia walks me through why self-sabotage has nothing to do with willpower. It's a mismatch. Your conscious mind wants more money, more visibility, more growth. Your subconscious identity thinks that's...
- Apr 15, 202634 min
Tax Day Reality Check: What You Missed and What's Coming
We filed. We either got a refund or we owe. But here's the real question nobody's asking: did we actually learn anything? Or did we just white-knuckle our way through another tax season and hope for the best? That's where this episode starts. Morgan Anderson is back at the table, and she brought receipts. Literally. Her team has been digging into the numbers from last filing season and what they found should make every single one of you pay attention. Over 44 million individual taxpayers file...
- Apr 8, 202634 min
QDROs, Pensions, and the Divorce Mistakes That Cost You
Divorce is already one of the hardest things a person can go through. What makes it worse is finding out months or years later that a financial decision made in the middle of all that pain cost you tens of thousands of dollars in taxes you never planned for. That's what this episode is about. Jamie Lima, CDFA and CFP at Allegiant Divorce Solutions, is back on the show to break down what most people completely miss when divorce and tax season collide. We're talking about filing status, depende...
- Apr 1, 202630 min
Business Funding That Won't Ruin Your Cash Flow | Sara Weldon
Most business owners don't go looking for funding because they planned for it. They go looking because something broke. Payroll is due Friday. Revenue dipped. The reserves ran out. And when you're in panic mode, that's exactly when the vultures show up. This episode breaks down what the lending industry doesn't want you to know, and what you need to hear before you sign anything. Sara Weldon from Trufinco joins the show and keeps it brutally honest about the state of business funding right no...
- Mar 26, 20268 min
The Economy Isn't Recovering. You're Just Outside. | Let's Get Real Ep. 35
Spring is here... and it's lying to you. The sun came out. Soccer started up. You feel optimistic. And that's actually the problem. Because while everyone's outside, the economy is still a mess. Jobs are disappearing. Credit card debt hit an all-time record. Mortgage delinquencies are climbing. Gas prices jumped 60 cents in eleven days because of a war nobody voted for. And your salary still hasn't caught up to any of it. In this episode I'm giving you the real numbers and three things you ca...
- Mar 25, 202637 min
Skip the Estate Plan, Wreck Your Family | Griffin Bridgers
Most people don't skip estate planning because they don't care. They skip it because they're terrified. Terrified of facing their own mortality. Terrified of making the wrong call. Terrified of how much it might cost. And in 2026, with chaos happening at every level, that avoidance has never been more expensive. Estate attorney Griffin Bridgers is back, and this time we're cutting through every excuse, every myth, and every fear-based sales tactic the industry uses to push you into doing noth...
- Mar 19, 20268 min
You Haven't Earned S*** Yet | Let's Get Real Ep. 34
You think you made it. That's the problem. At some point you crossed a line. You got the promotion. Paid off the debt. Hit a goal you'd been chasing for years. And somewhere in that moment... you told yourself you earned the rest. You earned the exhale. You earned the comfort. And that right there is exactly where most people begin their slow, quiet decline. In this episode of Let's Get Real, Stoy Hall goes straight at the lie that comfort tells you. Not the motivational poster version of thi...
- Mar 18, 202630 min
No Receipts, No Raise: The Hard Truth About Pay Gaps
You walked into that review with receipts. You ran the relationships, trained the people who got promoted over you, covered someone's maternity leave for free, and showed up every single time. And what did you get? A 2.5% raise and a smile. Dr. Renee is here to call that out for exactly what it is, and more importantly, to tell you what to do about it. This episode is part of the NoBS Wealth Black History Month Series, and Dr. Renee does not hold back. She brings the data. She brings the fram...
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About NoBS Wealth
Welcome to the NoBS Wealth Podcast, where we cut through the noise and tell the truth about money. Not the cute truth. The real truth. The kind that makes you pause, get uncomfortable, then finally do something different.I’m Stoy Hall, Certified Financial Planner and founder of Black Mammoth. This show isn’t built for people who want motivation. It’s built for people who want outcomes. Especially women, minorities, LGBTQ folks, and business owners who are tired of being talked down to, sold to, or fed recycled advice that doesn’t fit real life.Here’s what we do differently.We don’t spend 10 minutes on bios. We get straight to the topic and we go deep. Every episode follows a simple structure so you leave with clarity, not content consumption.What’s happening What’s the real problem and why does it matter right now.What the media and society are screaming about Th
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