More Bad Hyatt News, Easy Bank Bonuses Are Back & Mark vs. a Skunk

Get a $230 gift card after making a $500 payment with Melio (affiliate) - https://milestomemories.com/go/melio Mark started his morning trapped in his own backyard by a skunk, and somehow that was not the worst news of the day. Bilt just announced it is cutting Hyatt transfers from 1:1 to 4:3 on January 1, the same change Chase made to the Sapphire Preferred, and it has us convinced we know who is really behind all of this. We get into why Hyatt might actually want it this way and what it says about where the program is headed. Plus Q4's 5% categories went all in on dining, Chase has new targeted spend offers worth checking, Audible is back at 99 cents a month with a bonus credit, and easy bank bonuses are back, including an E*Trade offer worth up to $800 with a 4.25% APY. Is Hyatt still worth chasing for you? Let us know in the comments. Episode Guide: 0:00 Welcome to MTM Travel 0:23 Mark Gets Trapped by a Skunk 3:58 Q4 5% Categories: Dining Everywhere 5:31 Chase's New Targeted Spend Offers 7:09 Audible Is Back to 99 Cents a Month 9:58 Melio: $230 Gift Card After a $500 Payment 10:36 Getting Back Into Bank Bonuses 12:54 E*Trade's Up to $800 Bonus & 4.25% APY 15:54 Ameriprise Platinum, Mercedes Swag & the Ani Mindset 18:20 Bilt to Hyatt Drops to 4:3 in January 20:58 Is Hyatt Becoming Marriott? 22:52 Why Hyatt Wants Co-Brand Card Spend 25:43 Final Thoughts Links 5X cats - https://milestomemories.com/5-categories-for-2026-4th-quarter/ Chase My Bonus - https://milestomemories.com/chase-my-bonus-quarterly-spending-offers/ Bank Bonuses - https://milestomemories.com/bank-account-bonuses-2/ Bilt 4:3 - https://milestomemories.com/bilt-to-hyatt-transfer-ratio/ E-trade offer - https://milestomemories.com/etrade-800-signup-bonus/ 💳 Join our free Facebook group (16,000+ members) 🏆 Diamond Patreon — bonus shows + Slack community 🥇 Gold Membership ($10/mo) 🎧 Subscribe on Apple Podcasts 📖 Miles to Memories website