Ep 042 - Meeting Minimum Spend Requirements

In episode 42 of Miles Ahead: The Canadian Points Podcast, Daniel, Jeff, and Josh from FrugalFlyer.ca discuss minimum spending requirements (MSR), including the basics of what they are and practical strategies to meet them. The hosts share their early MSR experiences and how MSRs work, including that the MSR clocks start at card approval, advise planning spend before applying, and recommend saving screenshots of offer terms. Easy methods include using Chexy or Casa to pay rent and other bills, buying gift cards cautiously, booking and later canceling refundable hotels to extend timing, prepaying insurance/utilities, paying health expenses for reimbursement, aligning applications with travel or big purchases, and covering group expenses for reimbursement. They then explain manufactured spending, its risks and secrecy, and cover the PayPower Mastercard, buying groups, and discontinued plays like Revolut, the Air Canada Conversion Card, and Mogo.