Follow the Money: What Miami’s Top Lenders Are Seeing Right Now with Zack Simkins | EP. 114

In a market flooded with headlines about inventory shifts, slowing sales, and changing buyer behavior, one question matters more than ever: where is the money actually going? In this episode of the Miami Real Estate Podcast, Omar De Windt sits down with Zack Simkins, Managing Partner of Vaster, a Miami-based private lender financing some of South Florida’s most significant residential transactions. From waterfront spec construction in Coral Gables and Indian Creek to condo bridge loans and foreign national financing, Zack has a front-row seat to the real flow of capital shaping the market. Together, they unpack what today’s borrowers look like, how ultra-high-net-worth buyers are structuring deals, and why the story unfolding at the top of the market may be very different from what’s happening below the million-dollar price point. They also explore the migration narrative fueling South Florida’s growth, the role of international capital, and the risks lenders are watching most closely in today’s environment. If you’ve wondered whether Miami’s transformation is a temporary cycle or a lasting shift in where global wealth is being parked, this conversation offers an insider’s perspective grounded not in headlines, but in actual deal flow. Whether you’re a real estate professional, investor, developer, or simply fascinated by the forces shaping South Florida’s future, this episode provides a rare look behind the curtain at how the market really works. Guest:  Zack Simkins Host: Omar De Windt  Producers: Veronica Paris, Jean Avendano This episode is brought to you by Cervera Real Estate, one of Miami’s largest independently owned brokerages. With 10 offices across South Florida and more than 50 years of experience, Cervera continues to redefine Miami real estate. If you’re ready to be recognized for your talent and want the full backing of the Cervera platform to fuel your growth, email careers@cervera.com today for a one-on-one consultation. To get in touch with our team, call 305.374.3434 or visit www.Cervera.com.