MakingCents with Navy Federal

Romance Scams: Protecting your Heart and your Wallet

February 9, 2026·28 min
Episode Description from the Publisher

In this episode of MakingCents, host Emily Bigham talks with Carrie Foran Sepulveda, Vice President of Fraud and Physical Security Strategy at Navy Federal, about romance scams — an increasingly common form of fraud, especially in the digital age when many people are seeking connection online. Together, they explain how romance scams work, the common red flags to watch for, and why these schemes can be so emotionally and financially damaging. Carrie shares insights from working directly with ...

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