Invest Smart Borrow Wise

Florida's "Granny Flat Bill" Is About to Change Single-Family Investing Forever

May 7, 2026·8 min
Episode Description from the Publisher

Florida just passed a sweeping change to housing law — and if you invest in single-family real estate, it affects every deal you underwrite going forward.Senate Bill 48, the so-called "Granny Flat Bill," cleared the Florida Senate unanimously and is headed to the Governor's desk. If signed, it takes effect July 1st, 2026 — and mandates that every city and county in the state allow Accessory Dwelling Units on single-family lots.In this episode, we break down exactly what SB 48 does:→ Why the approval red tape is gone — no more public hearings or special permits→ How owner-occupancy rules were eliminated statewide→ What the parking caps and homestead exemption protections mean for you→ The real cash flow opportunity in markets like Miami, Tampa, and Orlando→ And the honest risks: why some cities may try to write ordinances that technically comply but functionally block ADU developmentFlorida already ranks second in the country for ADU permits since 2018. This bill has the potential to unlock that growth statewide — but the details matter. We'll tell you what to watch for as cities start drafting their local ordinances over the next 6–12 months.Whether you're actively buying in Florida or just watching the market, this is a shift worth understanding now — before it's priced into the comps.🎙️ Tune in, and drop a comment with which Florida market you want us to underwrite first.Follow me on all social platforms:👉 https://beacons.ai/samuelawosoluJoin my investor Telegram community:👉 https://t.me/investsmartborrowwiseStay Connected---This episode is for informational purposes only and does not constitute financial, legal, or investment advice.

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