Free Daily Podcast Summary
How to Retire on Time: Daily Summaries Delivered
by Kedrec Wealth
Welcome to How to Retire on Time, a show that answers your retirement questions. Say goodbye to the oversimplified advice you've heard hundreds of times. This show is about getting into the nitty-gritty so you can make better decisions as you prepare for retirement.
Latest Episodes
The most recent episodes — sign up to get AI-powered summaries of each one.
- Today6 min
Is Waiting Until 70 for Social Security Worth It?
When the choice is filing at 62 or waiting until 70, Michael Decker, NSSA® explains why the filing decision depends on the rest of the plan.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.
- Yesterday20 min
When Healthcare Becomes Your Job in Retirement
When your employer stops handling healthcare, Michael Decker, NSSA® and David Franson discuss Part D changes and why insurance is about transferring risk, not investing.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.
- 3 days ago55 min
When Retirement Healthcare Costs Keep Rising
When healthcare costs keep rising and online answers feel oversimplified, Michael Decker, NSSA® and David Franson cover Medicare changes, then take viewer questions on Social Security, pensions, Roth conversions, IRMAA, and annuities.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.
- 5 days ago3 min
When Roth Conversions Might Not Be the Right Move
When online advice treats Roth conversions as a must, Michael Decker, NSSA® explains how the standard deduction and lower brackets can change the math for some people.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.
- 6 days ago5 min
When a MYGA Ladder Meets a Bond Ladder
When money is needed within five years, Michael Decker, NSSA® explains how a MYGA ladder, a bond ladder, and a buffered ETF can differ, and why defining the mission comes first.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.
- 1 weeks ago11 min
When a Note Can Offer Principal Protection
When a product promises protection and upside, Michael Decker, NSSA® walks through how structured notes work, where the risks sit, and how TIPS compare.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.
- 1 weeks ago7 min
When Do Alternatives Belong in Your Portfolio?
When stocks and bonds are not the whole picture, Michael Decker, NSSA® explains where alternatives like real estate, private equity, and gold can fit, and what getting out can look like.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.
- 1 weeks ago5 min
When Can a Medigap Plan Deny You?
When a plan looks cheaper now and switching later sounds simple, Michael Decker, NSSA® explains how the Medigap enrollment window at 65 can change what happens next.The following is from Mike’s weekly webinar.Ready to build a retirement plan around your life, not a product? Get the free book and tools 👉https://RetireOnTime.com/Free This is for educational purposes only and is not financial advice.
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About How to Retire on Time
Welcome to How to Retire on Time, a show that answers your retirement questions. Say goodbye to the oversimplified advice you've heard hundreds of times. This show is about getting into the nitty-gritty so you can make better decisions as you prepare for retirement.
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