
Free Daily Podcast Summary
by Jason Mikula
A monthly(ish) podcast featuring fintech news recaps, with Alex Johnson of Fintech Takes, and interviews with leaders in fintech, banking & crypto. fintechbusinessweekly.substack.com
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In this episode, Alex and I had the chance to discuss:* The top themes and discussions from Money20/20, which, surprise!, involved a lot of agentic AI* The Office of the Comptroller of the Currency’s “debanking” report (and my own experienced getting “debanked,” sort of, by cross-border payments firm Wise)* EarnIn’s argument that asking for tips is its First Amendment right* And, as always, what Alex and I just can’t let go ofA reminder, if you’re enjoying this show, please follow, rate & review on your preferred podcast platform, as it really helps others to find the show.And if you want to help support Fintech Business Weekly and independent journalism, upgrade to a paid subscription or reach more than 93,000+ listeners by sponsoring an episode. Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe
In this episode, I had the chance to chat with Brett King, futurist, author, co-founder of Moven, co-host of Breaking Banks, whose books include Bank 4.0 and The Rise of Technosocialism — and the soon-to-be-released Bank 5.0. We had the chance to discuss:* How and why people adopt or do not adopt new technologies, in financial services or otherwise* Why certain geographies still use cash and checks and the cost of payment acceptance* The implication of the rise of agentic commerce* Brett’s new book, Bank 5.0: The Rise of the Agentic Bank* What a banking system built for the machine-to-machine economy looks like* How smaller banks that still depend on branches and face-to-face service can navigate the rapidly changing environment* And much more!A reminder, if you’re enjoying this show, please follow, rate & review on your preferred podcast platform, as it really helps others to find the show.And if you want to help support Fintech Business Weekly and independent journalism, upgrade to a paid subscription or reach more than 93,000+ listeners by sponsoring an episode. Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe
In this episode, I had the chance to chat with Pallavi Kuppa-Apte, cofounder and CEO at dispute automation platform Decisionly. We had the chance to discuss:* Some of the legal and regulatory frameworks governing card disputes — EFTA/Reg E, TILA/Reg Z, and card network rules* What the Apple Card enforcement action shows about how hard disputes are to get right, even for the largest companies* Why agentic commerce is likely to drive a surge in disputes and first-party fraud* Why manual dispute management is no longer fit for purpose in the current operating environment* How Decisionly is different — true zero-touch automation, boosting efficiency and lowering write-offs and fraud losses for card issuers* Addressing the “black box” concern: auditability, explainability and issuer control in AI-driven disputes* Advice Pallavi has for card issuers just getting started, as they scale, and those at a more steady state* And much more!A reminder, if you’re enjoying this show, please follow, rate & review on your preferred podcast platform, as it really helps others to find the show.And if you want to help support Fintech Business Weekly and independent journalism, upgrade to a paid subscription or reach more than 93,000+ listeners by sponsoring an episode. Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe
In this episode, I had the chance to chat with Current cofounder and CTO Trevor Marshall. Trevor and I had the chance to discuss:* Why Current decided from day one to build its own tech stack, rather than relying on legacy technology service providers* How developing its own tech enables Current to ship faster and better meet its customers’ needs* How the analysis of buy vs. build in fintech and banking have changed over the past decade, especially with the rise of AI* The possibilities and risks of the rise of consumer AI agents* What advancements and opportunities Trevor is most excited about* And much more!A reminder, if you’re enjoying this show, please follow, rate & review on your preferred podcast platform, as it really helps others to find the show.And if you want to help support Fintech Business Weekly and independent journalism, upgrade to a paid subscription or reach more than 93,000+ listeners by sponsoring an episode. Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe
Hey all, Jason here. In this episode, I had the chance to chat with Modern Treasury cofounder and CEO Matt Marcus and cofounder and CTO Sam Aarons. We had the chance to discuss:* Unpacking the basics of a national trust bank charter: what it is and what it isn’t* How obtaining a trust bank charter will integrate with and enhance Modern Treasury’s capabilities* Examples of how customers are leveraging Modern Treasury’s infrastructure* The latest on payment rail adoption: FedNow, RTP, stablecoins, and more* And more!A reminder, if you’re enjoying this show, please follow, rate & review on your preferred podcast platform, as it really helps others to find the show.And if you want to help support Fintech Business Weekly and independent journalism, upgrade to a paid subscription or reach more than 93,000+ listeners by sponsoring an episode. Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe
Hey all, Jason here. In this episode, I had the chance to chat with Current cofounder and CEO Stuart Sopp. Stuart and I had the chance to discuss:* Current reaching EBITDA profitability and what has driven its continued growth* How Current intends to remain focused on its core demo, which are the over 150 million Americans living paycheck to paycheck* How providing the most product value for this demographic has led to more efficiency as a business and faster paybacks* Current’s focus on expanding its product suite to provide the best full banking, liquidity and credit solutions for everyday Americans, including now offering up to $1,000 in earned wage access* The balance between top line growth, unit economics, and building a sustainable business* What it means to be “IPO ready” in today’s market, and Current’s path forward* Stuart’s advice for other fintech operators, including the importance of staying true to your mission* And more!A reminder, if you’re enjoying this show, please follow, rate & review on your preferred podcast platform, as it really helps others to find the show.And if you want to help support Fintech Business Weekly and independent journalism, upgrade to a paid subscription or reach more than 93,000+ listeners by sponsoring an episode. Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe
In this episode, Alex and I had the chance to discuss:* Whop, which launched a feature letting users create their own neobanks in just 15 minutes. What could go wrong?* The Revolut data breach that is putting crypto whales’ lives in danger* Chime’s proposed acquisition of its partner bank, Stride* And, as always, what Alex and I can’t let go ofA reminder, if you’re enjoying this show, please follow, rate & review on your preferred podcast platform, as it really helps others to find the show.And if you want to help support Fintech Business Weekly and independent journalism, upgrade to a paid subscription or reach more than 93,000+ listeners by sponsoring an episode. Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe
In this episode, I had the chance to chat with Tamas Kadar, cofounder and CEO of fraud prevention & AML platform SEON. Tamas and I had the chance to discuss:* How fraud vectors have changed over SEON’s nearly 10 years in business* How AI is reshaping fraud and how financial institutions fight it* The challenges of dealing with the consequences of widespread data breaches and the creation of synthetic identities* The value of analyzing users’ digital footprints and device intelligence for detecting and preventing fraud* And much more!You can also find the “Hidden Risk Files” Tamas mentioned during our discussion here. Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe
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A monthly(ish) podcast featuring fintech news recaps, with Alex Johnson of Fintech Takes, and interviews with leaders in fintech, banking & crypto. fintechbusinessweekly.substack.com
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