Financial Autonomy

Is a Family Trust Still the Best Way to Build Family Wealth?

July 28, 2026·15 min
Episode Description from the Publisher

For decades, the family trust has been treated as the go-to structure for Australians building serious wealth.  But what happens when the rules that made trusts so attractive begin to change?  Suddenly, the structure many investors have relied on for tax flexibility, capital gains concessions and passing wealth between generations may no longer be the automatic choice. And a much less fashionable alternative could be worth another look.  In this episode, Paul compares family trusts with private investment companies and explores why the best structure for building wealth may not be the one most people expect.  This is not simply a question of which option could save you more tax this year. It is about how you hold, grow and eventually pass on wealth over decades.  In this episode:  Why the family trust may no longer be the obvious choice for building wealth  The proposed changes that could upend a strategy Australians have relied on for decades  <li class="OutlineElement Ltr SCXW42670089 BCX0" role="listitem" aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props= "{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-aria-posinset="3" data-ar

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