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Crosswind Approach: Daily Summaries Delivered
by Michael Baldree
The Crosswind Approach is a leadership podcast for nonprofit and mission-driven organizations.Hosted by Michael Baldree, the show features conversations with leaders who have navigated organizational turbulence while staying grounded in their mission. Each episode offers practical insight for leaders seeking clarity, resilience, and confident decision-making.
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- Jun 24, 202624 min
Episode 07: How to Break Through the $1 Million Ceiling
Episode Overview Why do 92% of nonprofits never surpass $1 million in annual revenue? In this episode of The Crosswind Approach, Michael Baldree, CPA and founder of Crosswind CFO Advisory, explores one of the most common growth challenges facing nonprofit organizations: breaking through the $1 million revenue ceiling. Using the story of Air New Zealand Flight 901, Michael illustrates how even experienced leaders can end up off course when they rely on the wrong plan. Michael explains why most nonprofits do not struggle because of a lack of mission or effort, but because they lack the financial architecture necessary to support sustainable growth. He breaks down the role a fractional CFO plays in helping organizations create strategic financial plans, diversify revenue streams, track meaningful metrics, and sequence growth initiatives effectively. If you are a nonprofit executive director, CEO, or board leader looking to grow your organization's impact without increasing financial fragility, this episode will provide a practical roadmap for building sustainable revenue growth. Key Takeaways - Most nonprofits fail to break $1 million because of infrastructure limitations, not mission limitations - Strategic financial plans are different from annual budgets - Revenue diversification reduces organizational risk - KPI dashboards help leaders identify problems early - Lead measures predict future revenue growth - Lag measures only report historical performance - Growth initiatives must be implemented in sequence - Financial strategy and fundraising strategy must work together Crosswind Checklist 1. Identify your current revenue architecture and future revenue targets 2. Track lead measures weekly, not just lag measures quarterly 3. Focus on building one new revenue engine at a time Timestamps 00:00 – Welcome to The Crosswind Approach and podcast overview 01:03 – Why nonprofit leaders struggle to navigate growth 02:01 – The aviation story: Air New Zealand Flight 901 04:01 – Why the wrong flight plan is more dangerous than no plan 05:05 – The $1 million ceiling and why most nonprofits never break through 06:29 – Understanding the starvation cycle 07:45 – Building a strategic financial plan versus a budget 09:16 – Revenue diversification and reducing concentration risk 10:47 – KPI dashboards and tracking organizational performance 12:05 – Understanding lead measures versus lag measures 13:34 – How lead measures drive revenue growth 14:49 – Why nonprofits stall when they try to do everything at once 16:05 – Improving donor retention and upgrading donor relationships 17:24 – Building major gifts and legacy giving programs 18:46 – How a fractional CFO supports sustainable growth 20:07 – Crosswind Checklist: growth planning questions 21:01 – Why sequence and timing matter 22:03 – Free resource: Breaking the $1 Million Barrier 23:14 – Final thoughts and call to action Connect: Connect with Michael on LinkedIn: https://www.linkedin.com/in/michaelbaldree/ Learn more about Crosswind CFO Advisory: https://www.crosswindcfo.com Subscribe and Share If you found this episode helpful: - Follow The Crosswind Approach so you do not miss future episodes - Share it with another nonprofit or mission driven leader - Leave a quick review to help others discover the show
- Jun 10, 202659 min
Episode 06: The Inner Work Nonprofit Leaders Avoid and How it Impacts their Teams with Dr. Natalie Pickering
Episode Overview What happens when a leader becomes so focused on one problem that they stop listening to the people around them? In this episode of The Crosswind Approach, Michael Baldree, CPA and founder of Crosswind CFO Advisory, shares the story of United Airlines Flight 173 and the leadership lessons that emerged from a tragic accident caused by a breakdown in communication and self-awareness. He connects that story to one of the most overlooked aspects of nonprofit leadership: understanding how your leadership identity impacts the people you lead. Michael is joined by Dr. Natalie Pickering, organizational psychologist, executive coach, TEDx speaker, and author of Leading Becomes You: A Real World Framework for Leading from the Inside Out. Together, they explore the connection between leadership identity, team trust, psychological safety, burnout, and organizational performance. If you are a nonprofit leader who wants to improve your leadership effectiveness, strengthen team culture, and better understand how your leadership impacts others, this episode will challenge you to do the inner work that creates lasting organizational impact. Key Takeaways - Leadership identity shapes leadership effectiveness - Self-awareness is a critical leadership skill - Burnout is often connected to internal leadership conflict - Trust and psychological safety start with the leader - Feedback is essential for leadership growth - Authentic leadership creates stronger teams - Leadership development is more than competencies - Growth requires ongoing self-reflection and awareness Crosswind Checklist 1. Diversify your nonprofit's revenue sources 2. Review your Form 990 regularly for accuracy and completeness 3. Provide your board with strategic financial dashboards instead of detailed accounting reports Timestamps 00:00 – Welcome to The Crosswind Approach and podcast overview 01:35 – The aviation story: United Airlines Flight 173 03:46 – Leadership self-awareness and the lessons from aviation 05:56 – Introduction to Dr. Natalie Pickering 08:15 – How leadership impacts employee well-being 10:36 – Why leadership identity matters more than competencies 13:01 – The cost of leading from an inauthentic version of yourself 15:23 – Understanding your inner leadership terrain 17:50 – The swamp: low identity clarity and low connection 20:13 – How the swamp impacts teams and trust 22:37 – The wasteland: losing connection to yourself 25:13 – The petrified forest: high certainty and low feedback 29:56 – How organizations reinforce unhealthy leadership patterns 32:14 – Diagnosing your leadership terrain 34:18 – The flourishing meadow and authentic leadership 39:02 – Why identity-first leadership matters 41:22 – The Four A's framework for leadership growth 43:41 – A real-world leadership transformation story 48:18 – The impact of leadership growth on teams 50:45 – Is the inner work worth it? 53:09 – Why flourishing is a lifelong leadership journey 55:34 – Practical first steps toward leadership growth 57:52 – Crosswind Checklist: nonprofit financial best practices 59:15 – Final thoughts and closing remarks Connect: Connect with Michael on LinkedIn: https://www.linkedin.com/in/michaelbaldree/ Connect with Dr. Natalie Pickering: LinkedIn: https://www.linkedin.com/in/drnataliepickering/ Website: https://www.doctornataliepickering.com Get the book: Leading Becomes You: A Real World Framework for Leading from the Inside Out https://drnataliepickering.com/book/ Subscribe and Share If you found this episode helpful: - Follow The Crosswind Approach so you do not miss future episodes - Share it with another nonprofit or mission driven leader - Leave a quick review to help others discover the show
- May 27, 202625 min
Episode 05: What A Fractional CFO for Nonprofits is NOT
Episode Overview What happens when an organization is flying confidently in the wrong direction? In this episode of The Crosswind Approach, Michael Baldree, CPA and founder of Crosswind CFO Advisory, shares the tragic story of Eastern Airlines Flight 980 and connects it to one of the biggest financial leadership problems facing nonprofit organizations today: operating without the right financial instruments. Michael breaks down one of the most misunderstood concepts in nonprofit leadership, the role of a fractional CFO. He explains why many organizations mistake bookkeeping for financial strategy and how incomplete financial visibility can quietly pull organizations toward dangerous decisions. This solo episode explores what a fractional CFO actually does, common misconceptions nonprofit leaders have, how strategic financial leadership supports executive directors and boards, and why forward-looking financial clarity matters more than ever in today’s nonprofit environment. If you are a nonprofit leader feeling overwhelmed by financial uncertainty, struggling with cash flow visibility, or spending too much time inside spreadsheets instead of leading your mission, this episode will help you think differently about financial leadership and organizational sustainability. Key Takeaways - A fractional CFO is not the same thing as a bookkeeper - Financial leadership must be forward looking, not only historical - Smaller nonprofits need strategic financial oversight too - A fractional CFO supports leadership rather than replacing it - Revenue concentration creates significant organizational risk - Board reporting should drive strategy, not confusion - Trust and relationship building matter before financial transformation - Financial clarity improves decision making and sustainability Crosswind Checklist 1. Know your projected cash position at least 90 days in advance 2. Avoid relying on a single revenue source for more than 40 percent of funding 3. Stop spending excessive time on financial work outside your core strengths Timestamps 00:00 – Welcome to The Crosswind Approach and podcast overview 00:48 – The aviation story: Eastern Airlines Flight 980 03:11 – Flying confidently in the wrong direction 05:33 – Why nonprofit leaders misunderstand fractional CFOs 07:54 – Why a fractional CFO is not a full time executive expense 10:21 – How a fractional CFO supports executive leadership 12:42 – Why smaller nonprofits need financial strategy too 15:05 – What a fractional CFO actually does 17:32 – Revenue concentration and donor dependency risks 19:56 – Why relationship building matters before financial transformation 22:09 – Three warning signs your nonprofit lacks financial visibility 24:34 – Final thoughts and call to action Connect: Connect with Michael on LinkedIn: https://www.linkedin.com/in/michaelbaldree/ Subscribe and Share If you found this episode helpful: - Follow The Crosswind Approach so you do not miss future episodes - Share it with another nonprofit or mission driven leader - Leave a quick review to help others discover the show
- May 20, 202638 min
Episode 04: Lessons from a Nonprofit Founder
Episode Overview What does an exploding engine at 41,000 feet have to do with nonprofit leadership? In this episode of The Crosswind Approach, Michael Baldree, CPA and founder of Crosswind CFO Advisory, shares the story of Qantas Flight 32 and the leadership decision that saved 469 lives. He connects that aviation story to one of the most important lessons nonprofit founders must learn: stop focusing only on what is broken and lead from what is still working. Michael is joined by Megan Moon, founder and former president of the Humane Education Coalition, a nonprofit she built from the ground up and scaled across 30 countries before guiding it through a successful acquisition. Together, they discuss nonprofit startup realities, founder burnout, revenue diversification, leadership legitimacy, succession planning, and what it takes to build sustainable organizations that outlast their founders. If you are a nonprofit founder or mission-driven leader navigating growth, uncertainty, or organizational pressure, this episode will help you lead with greater clarity, resilience, and long-term perspective. Key Takeaways - Vision alone does not sustain organizational growth - Revenue diversification protects long-term stability - Mission alignment matters when pursuing funding - Founder habits can become growth bottlenecks - Delegation and systems are essential for scaling - Legitimacy requires standards, structure, and credibility - Succession planning is a stewardship responsibility - Turbulence is not the same thing as failure Crosswind Checklist 1. Diversify your revenue sources to reduce funding risk 2. Build and protect three to six months of operating reserves 3. Review financial statements and budget performance every month Timestamps 00:00 – Welcome to The Crosswind Approach and podcast overview 00:48 – The aviation story: Qantas Flight 32 03:09 – Leading from what is still working 05:31 – Introduction to guest Megan Moon 07:46 – Embarrassing moments in nonprofit leadership 10:07 – The tipping point that led to founding HEC 12:28 – Revenue diversification and funding strategy 17:12 – Founder burnout and leadership bottlenecks 19:33 – Delegation, systems, and sustainable scaling 21:56 – Building legitimacy and credibility in a nonprofit sector 24:15 – Succession planning and organizational stewardship 26:38 – Separating identity from leadership roles 29:04 – Common blind spots nonprofit leaders face 31:24 – Why turbulence is not failure 33:45 – Advice for overwhelmed nonprofit leaders 35:59 – Crosswind Checklist financial best practices 38:20 – Final thoughts and call to action Connect: Connect with Michael on LinkedIn: https://www.linkedin.com/in/michaelbaldree/ Connect with Megan on LinkedIn: https://www.linkedin.com/in/megansmoon/ Subscribe and Share If you found this episode helpful: - Follow The Crosswind Approach so you do not miss future episodes - Share it with another nonprofit or mission driven leader - Leave a quick review to help others discover the show
- Apr 29, 202637 min
Episode 03: How to Avoid a Crash Disaster During Leadership and System Changes
Episode Overview What do a runway decision and nonprofit leadership have in common? In this episode of The Crosswind Approach, Michael Baldree, CPA and founder of Crosswind CFO Advisory, shares the story of Air Canada Flight 143, known as the Gimli Glider, and connects it to one of the most critical realities nonprofit leaders face: the decisions made before a leadership transition or system change ever takes off. Michael is joined by Ruth Thomas, Vice President of Finance and Administration at SAT-7 USA, who brings over 20 years of experience leading through leadership transitions and major operational changes. Together, they explore what it takes to successfully navigate leadership onboarding, CRM migrations, and financial system changes without creating downstream disruption. If you are a nonprofit leader preparing for a leadership transition or considering a major operational change, this episode will help you think more proactively and lead with greater clarity and control. Key Takeaways - Most failures begin before execution, not duringLeadership transitions require proactive financial clarity - Early alignment reduces long-term disruptionOperational changes take longer than expected - Systems must evolve to support organizational growth - Data accuracy is critical to maintaining donor trust - Preparation prevents downstream chaos - Strong processes create long-term efficiency Crosswind Checklist 1. Review your budget against actuals every month 2. Build a cash reserve of 60 to 90 days of operating expenses 3. Know your Form 990 and ensure it reflects your organization accurately Timestamps 00:00 – Welcome to The Crosswind Approach and podcast overview 01:00 – The aviation story: The Gimli Glider 03:30 – How failures begin before takeoff 05:30 – Introduction to guest Ruth Thomas 07:30 – Financial risks during leadership transitions 10:00 – Building a strong onboarding process for new leaders 13:00 – Adapting to new leadership styles 16:00 – Using team feedback and culture surveys 18:30 – Operational change: moving to a caging system 22:00 – Challenges during COVID and process breakdowns 25:00 – Managing donor communication and address changes 28:00 – Fixing data and operational inefficiencies 31:00 – Efficiency gains and improved controls 34:00 – Lessons learned from system transitions 37:00 – CRM migration challenges and decisions 41:00 – Balancing cost, usability, and scalability 44:00 – Most demanding leadership challenges 46:00 – Advice for leaders navigating change 48:30 – Crosswind Checklist financial best practices 50:30 – Final thoughts and call to action Connect: Connect with Michael on LinkedIn: https://www.linkedin.com/in/michaelbaldree/ Connect with Ruth on LinkedIn: https://www.linkedin.com/in/ruththomas88/ Subscribe and Share If you found this episode helpful: - Follow The Crosswind Approach so you do not miss future episodes - Share it with another nonprofit or mission driven leader - Leave a quick review to help others discover the show
- Apr 15, 202653 min
Episode 02: How to Avoid People/Culture Crash Disaster
Episode Overview What do a “dual engine failure” and nonprofit leadership have in common? In this episode of The Crosswind Approach, Michael Baldree, CPA and founder of Crosswind CFO Advisory, revisits the story of US Airways Flight 1549, the Miracle on the Hudson, and connects it to one of the most critical realities nonprofit leaders face: making high-stakes decisions in moments of uncertainty. Michael is joined by Paul Welch, a seasoned leader with over 20 years of experience across nonprofit, ministry, and fintech organizations. Together, they explore what it takes to lead through team disruption, culture challenges, and unexpected change, especially when key people leave and uncertainty rises across the organization. If you are a nonprofit leader navigating staffing challenges, cultural misalignment, or organizational uncertainty, this episode will help you lead with greater clarity, awareness, and confidence. Key Takeaways - Crisis reveals the depth of your preparation - People are the core of organizational resilience - Your greatest strength can also be your weakness - Culture is built through actions, not aspirations - Transparency builds trust - Awareness is a leadership multiplier - Healthy teams balance results and relationships - Clarity and prioritization drive action in crisis Crosswind Checklist 1. Know exactly where every dollar is going and why 2. Track and clearly distinguish restricted vs. unrestricted funds 3. Run a monthly budget to actual review Timestamps 00:00 – Welcome to The Crosswind Approach and podcast overview 00:48 – The aviation story: Miracle on the Hudson 03:12 – Leadership lessons from Captain Sully 05:36 – Introduction to guest Paul Welch 07:58 – Losing a key team member and team disruption 10:26 – Early warning signs leaders often miss 12:53 – When strengths become blind spots 15:19 – Reflection as a leadership discipline 17:42 – Communication challenges in nonprofit leadership 20:08 – Why people must come before tasks 24:56 – Values vs. aspirational values in culture 29:35 – Understanding your team through people profiles 32:00 – Trust, transparency, and psychological safety 36:43 – How to assess team health and dynamics 41:09 – Communication habits that build trust 43:29 – The importance of self-awareness in leadership 45:45 – What to do when a key team member leaves 48:08 – How to connect with Paul Welch 50:33 – Crosswind Checklist financial best practices 53:00 – Final thoughts and call to action Connect Connect with Michael on LinkedIn: https://www.linkedin.com/in/michaelbaldree/ Connect with Paul on LinkedIn: https://www.linkedin.com/in/paul-welch-49379430/ Subscribe and Share If you found this episode helpful: - Follow The Crosswind Approach so you do not miss future episodes - Share it with another nonprofit or mission driven leader - Leave a quick review to help others discover the show
- Apr 1, 202628 min
Episode 01: How to avoid Operation Crash Disaster
Episode Overview What do a catastrophic aviation failure and nonprofit leadership have in common? In this first episode of The Crosswind Approach, Michael Baldree, CPA and founder of Crosswind CFO, shares the powerful story of United Airlines Flight 232 and connects it to one of the most important realities nonprofit leaders face: navigating uncertainty with limited visibility. Michael is joined by Leon Blalock, Executive Director of Christian Life Center and a seasoned leader with over 35 years of experience across nonprofit and for-profit organizations. Together, they explore what it really takes to lead through crisis, from communication and decision-making to financial clarity and team alignment. If you’re a nonprofit leader facing cash flow uncertainty, board pressure, or operational challenges, this episode will help you think more clearly and lead more confidently. Key Takeaways - Crisis reveals leadership - Clear and consistent communication builds trust - You don’t need perfect data to make good decisions - You don’t have to have all the answers - Proactive systems prevent reactive chaos - Dashboards and financial visibility are essential - Action beats indecision - Crosswind Checklist - Create a rolling 90-day cash flow forecast - Use a one-page financial dashboard - Define your reserve strategy Timestamps 00:00 – Welcome to The Crosswind Approach and podcast overview 01:00 – The aviation story: United Airlines Flight 232 02:20 – Connecting aviation failure to nonprofit leadership challenges 03:00 – Introduction to guest Leon Blaylock 04:30 – Real-world crisis: ATM system failure across a national network 07:00 – Identifying the problem and building a response plan 08:30 – The power of clear, consistent communication during crisis 10:30 – Early warning signs and how to catch issues sooner 12:00 – Building proactive systems and team involvement 14:00 – How to make decisions with limited information 16:30 – Why leaders must rely on experience, experts, and teams 18:30 – Communicating with boards during uncertainty 21:00 – Team alignment, leadership rhythms, and preparation habits 23:30 – Advice for leaders currently navigating turbulence 25:30 – Key operational levers and financial dashboards 26:00 – Crosswind Checklist: 3 habits for financial clarity 27:00 – Final thoughts and call to action Connect with Michael Connect with Michael on LinkedIn: https://www.linkedin.com/in/michaelbaldree/ Subscribe & Share If you found this episode helpful: - Follow The Crosswind Approach so you don’t miss future episodes - Share it with another nonprofit or mission-driven leader - Leave a quick review to help others discover the show
- Mar 16, 2026
Trailer: Crosswind Approach
The Crosswind Approach is a leadership podcast for nonprofit and mission-driven organizations. Hosted by Michael Baldree, the show features conversations with leaders who have navigated organizational turbulence while staying grounded in their mission. Each episode offers practical insight for leaders seeking clarity, resilience, and confident decision-making.
About Crosswind Approach
The Crosswind Approach is a leadership podcast for nonprofit and mission-driven organizations.Hosted by Michael Baldree, the show features conversations with leaders who have navigated organizational turbulence while staying grounded in their mission. Each episode offers practical insight for leaders seeking clarity, resilience, and confident decision-making.
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