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Budget Nerds: Daily Summaries Delivered
by You Need a Budget
Personal finance experts Ben Barlowe and Ernie Reppe get nerdy with numbers as they share budgeting tips, strategies for categorizing transactions, and lessons learned from using the revolutionary budgeting system known as You Need a Budget.
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- 3 days ago1h 3m
#147 - The Friction that Makes You Good at Money
Ben and Ernie sit down with YNAB product manager Nicole to talk about why some friction actually helps you get good at money, how card mode and credit card payment matching are clearing out the busywork, and what really happens to the feedback you send in. Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g Share your YNAB win with Ben and Ernie! budgetnerds@ynab.com
- 1 weeks ago1h 36m
#146 - How One YNAB Couple Plans Every Dollar Together
In today's episode Ben and Ernie chat with Kayleigh and Shae, a couple living in New York City while paying off six figures in student loans. Kayleigh and Shae post regularly on YouTube, sharing their day to day financial lives and how they use YNAB to navigate the ups and downs of personal finance. Follow Kayleigh and Shae on YouTube (Just Finance): https://www.youtube.com/channel/UC0PiiaukzSDv67jnGfvdVig Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g Share your YNAB win with Ben and Ernie! budgetnerds@ynab.com
- Sep 30, 20261h 1m
#145 - How to Share YNAB (and Actually Get People to Try It)
We get it, you're a budget nerd. YNAB isn't just an app for you, or even a method, it's a way of life... and you want to share it! But you've likely already tried, only to find your enthusiasm fall on disinterested ears. It's normal, and that's the wager you make anytime you share one of your passions with someone else -- if you earnestly want to share with someone else, you also have to be willing to let it go if they aren't interested. That said, Ben and Ernie have a lot of experience sharing YNAB with others, and in today's episode they share some of the different ways you can share YNAB, both the app and the method. They also share some convesations and comments from other YNAB'ers who have successful shared their passion for getting good at money, what worked and what didn't. Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g Share your YNAB win with Ben and Ernie! budgetnerds@ynab.com
- Aug 31, 202653 min
#144 - Never Worry About Money Again: An Interview with YNAB Founder Jesse Mecham
Ben and Ernie talk to the man himself, Jesse Mecham, about his new book Never Worry About Money Again, which just hit the New York Times Bestseller list. In this book, Jesse distills the YNAB ethos into one simple question -- what does your money need to do? -- and demonstrates the variety of ways that question can be answered, and what that reveals about a person. This process of questioning aims to help someone understand more about themself, and, by aligning spending with their values, put more of themselves out into the world. That is the essence of YNAB, and the reason why Jesse wrote this book. Order Never Worry About Money Again: https://www.neverworryaboutmoneyagain.com/ Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g Share your YNAB win with Ben and Ernie! budgetnerds@ynab.com
- Jul 29, 202656 min
#143 - What Does "Getting Good at Money" Really Mean?
If you follow any of the content at YNAB -- whether it's Budget Nerds, the Jesse Mecham Show, or social media -- you've probably heard the term "getting good at money" in many different contexts over the past few months. But what does it actually mean to be "good" at money. Ben and Ernie share their thoughts about what being good with money is, in terms of skill, emotional wellness, and a strong sense of purpose in life. Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g Share your YNAB win with Ben and Ernie! budgetnerds@ynab.com
- Jul 1, 20261h 2m
#142 - Tag, You're It!
Ben and Ernie respond to a YouTube tag from new and enthusiastic YNABer Niamh, asking them to answer 12 questions about their YNAB journey and daily money habits. Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g Share your YNAB win with Ben and Ernie! budgetnerds@ynab.com
- Jun 17, 20261h 6m
#141 - Ask Ben & Ernie: Travel, Debt, and Life After Month Ahead
Ben and Ernie are back with a Q&A episode, answering questions about YNAB from podcast listeners and YouTube viewers. In this episode, they discuss travel tips for funding vacations and keeping vacation expenses organized in the moment. They talk about how the new photo feature and bulk editing features can be used to preserve important memories as well as information about your travels. The Nerds also explore how YNAB can simplify tax preparation with a little planning (and sometimes a separate plan if you own a business). They answer questions about debt paydown while still working towards getting a month ahead on expenses, as well as the other side of the coin -- what do you do after everything is funded, you're a month ahead or more, and you're asking yourself: "what next?" Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g Share your YNAB win with Ben and Ernie! budgetnerds@ynab.com
- May 14, 202645 min
#140 - YNAB With Us Live! (YouTube Live May 13, 2026)
Ben and Ernie are live on YouTube again, this time inviting you to YNAB with them! Ben and Ernie went live on May 13, 2026, and walked through their recent transactions -- categorizing, moving money, re-evaluating priorities -- and answered questions from viewers along the way. This livestream relies heavily on screensharing since Ben and Ernie are using the YNAB app live, so we recommend you check out the replay of the livestream on YouTube here: https://www.youtube.com/live/PNC4OkJbHwA?si=MNDmYSG_RgLxWe0o Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g Share your YNAB win with Ben and Ernie! budgetnerds@ynab.com
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About Budget Nerds
Personal finance experts Ben Barlowe and Ernie Reppe get nerdy with numbers as they share budgeting tips, strategies for categorizing transactions, and lessons learned from using the revolutionary budgeting system known as You Need a Budget.
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