The Generational Crisis That Could Destroy the Family Farm

Welcome back to Barn Talk! In today’s episode, you'll get a front-row seat for a deep, honest conversation with Luke Schultz, a fifth-generation cattleman from the heart of Kansas and a seasoned ag lender at Conterra Ag. Known as the “Force of Nature,” Speaker A shares how his upbringing in the Flint Hills shaped his approach to both ranching and banking. Speaker B and Speaker C dig into everything from the evolving world of agricultural lending, to multi-generational farm transitions, to the state of the cattle market and creative ways producers are adapting in uncertain times. From stories of Mormons feeding gum to hard truths about land consolidation, succession planning, interest rates, and capitalizing on long bull runs in livestock, there’s wisdom for every listener, young or old, in or out of agriculture. Plus, you’ll hear candid thoughts on trades vs. college, the unintended effects of pop culture on rural life, and what it really takes for a farm family to thrive across generations. If you’re interested in the real stories, challenges, and innovations happening on America’s farms and ranches and want to hear it from folks who truly walk the walk this episode is for you. Pull up a seat and join the conversation! JOIN THE BARN TALK NEWSLETTER & GET LIVE EVENT ACCESS: We're on a mission to get 10,000 subscribers, and once we do, we're hosting a live event at the barn! Sign up to get exclusive access to tickets and details.👇🏻 Help us get there: https://www.joinbarntalk.com SUBSCRIBE TO THE PODCAST ➱ https://bit.ly/3a7r3nR   SUBSCRIBE TO THIS’LL DO FARM ➱ https://bit.ly/2X8g45c  LISTEN ON: SPOTIFY ➱ https://open.spotify.com/show/3icVr4KWq4eUDl7Oy60YMY  APPLE ➱ https://podcasts.apple.com/us/podcast/barn-talk/id1574395049 Follow Behind The Scenes👇🏻 ● Barn Talk Instagram ➱ https://www.instagram.com/barntalkshow  ● Barn Talk TikTok ➱ https://bit.ly/3qciekS    ● Sawyer’s Instagram  ➱ https://bit.ly/3BtX0n4    ● Tork’s Instagram ➱ https://bit.ly/3LGZJxS ● Sawyer’s X ➱ https://x.com/SawyerWhisler  ● Tork’s X ➱ https://x.com/TorkWhisler       00:00 Promoting the Barn Talk newsletter 05:36 Banks exiting agricultural loans 12:15 Discovering a career in ag finance 19:09 Consumer demand for premium cattle 24:18 Cow-calf production cost dynamics 31:16 Conservative lending practices 34:58 Reflecting on modern farming comforts 43:07 Discussing Fed leadership stance 45:26 Understanding production and financials 51:58 Impact of Yellowstone on cowboy brands 57:27 Challenges in cooperative farming 01:01:31 Helping businesses avoid foreclosure 01:07:12 Parenting and career advice 01:12:52 Importance of family support ------------------------------- ⚠NO FINANCIAL ADVICE / DISCLAIMER⚠  The Information discussed and shared on Barn Talk is provided for educational, informational, and entertainment purposes only, without any express or implied warranty of any kind, including warranties of accuracy, completeness, or success for any particular purpose. The Information contained in or provided from or through this podcast is not intended to be and does not constitute financial advice, investment advice, trading advice, or any other advice. The Information on this podcast and provided from or through our content is general in nature and is not specific to you, the user or anyone else. You should not make any decision, financial, investment, trading or otherwise, based on any of the information presented on this podcast without undertaking independent due diligence and consultation with a professional, professional broker or financial advisory. Understand that you are using any and all Information available on or through this website at your own risk. RISK STATEMENT– The trading of Bitcoins, alternative cryptocurrencies, NFTs, individual stocks, etc. has potential rewards, and it also has potential risks involved. Trading may not be suitable for all people. Anyone wishing to invest should seek his or her own independent financial or professional advice. Learn more about your ad choices. Visit megaphone.fm/adchoices