American Banker Podcast

'Credit access is absolutely a problem': Upstart's Paul Gu

May 12, 2026·27 min
Episode Description from the Publisher

The company's new CEO, and long-time chief technology officer, shares his views on why some banks are stuck in old ways of determining creditworthiness, how Upstart has been modifying its underwriting models and the objections people sometimes have to AI-based lending.

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