914. How the algorithm keeps you living paycheck to paycheck

Anthony O’Neal, author of Stop Living Paycheck to Paycheck, joins us for a conversation about money, mindset, and building a life beyond survival mode. He opens up about the moment he realized looking wealthy wasn’t the same as actually being wealthy—and how that realization changed everything. We get into what it really means to build wealth, from creating a vision for your money to developing the habits that will actually get you there. Anthony shares his approach to debt, saving, investing, generosity, and preparing for a future where the way we work and make money may look very different. We also go deep on relationships, family, and the money stories we inherit. Anthony shares why couples need a shared financial vision, why kids need to be part of honest money conversations, and how changing your relationship with money can become part of your personal growth + legacy. We also talk about:  Why a pay raise shouldn’t immediately change your lifestyle The difference between a dream + an actual vision Why your five closest friends can impact your wealth How to build a one-month financial cushion Estate planning essentials most people overlook Why social media can distort your idea of success The financial lessons we absorb from our parents What money meetings can look like as a family Why couples need a shared vision for their money Anthony’s vision for legacy, freedom, and his future family Resources: Instagram: https://www.instagram.com/anthonyoneal/ TikTok: https://www.tiktok.com/@_anthonyoneal YouTube: https://www.youtube.com/c/anthonyoneal Facebook: https://www.facebook.com/aoneal X: https://x.com/AnthonyONeal Sponsors:  BetterHelp | Sign up and get 10% off at https://BetterHelp.com/almost30. Ritual | Save 25% on your first month at https://Ritual.com/ALMOST30.  The Real Real | Get $25 off your first purchase when you go to therealreal.com/ALMOST30. Upwork | Visit https://Upwork.com right now and post your job for free. Larineco | Get 50% off at https://buylarine.com/ALMOST30. EllaOla | Go to https://EllaOla.com/ALMOST30 for 20% off your first purchase. Quince | Upgrade your everyday. Download the Quince app for app-exclusive offers, or go to https://quince.com/almost30. Get free shipping on your order and 365-day returns.  Instant Hydration | Go to https://instanthydration.com/ALMOST30 and use code ALMOST30 for over 40% off your first subscription order.  To advertise on this podcast please email: partnerships@almost30.com. Learn More: Get your copy of Almost 30, A definitive guide to a life you love for the next decade and beyond. https://almost30.com/book Listen to Morning Microdose! A quick trip into higher consciousness - https://almost30.com/morning-microdose Watch on YouTube - https://youtube.com/Almost30Podcast Join our community - https://www.facebook.com/Almost30podcast/groups Follow: https://instagram.com/almost30podcast https://tiktok.com/@almost30podcast Podcast disclaimer can be found by visiting: almost30.com/disclaimer.